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Early Payroll

Your money, faster and free. No credit checks, no interest, no fees.

Pay your expenses on time, every time.

Need money before your next paycheque? See when you could get paid next with us.

What our users are saying

Still have questions? Read our FAQ

There’s no catch. This feature was created to simply help out our users. No tricks, it’s just $100 a bit before your next paycheque to ease any money-related stress. It’s free — we don’t charge interest, unlike payday loan places.

We’re glad you asked. When you have direct deposit set up with us, you’ll get access to Early Payroll. This will allow you to get $100 of your payroll up to 3 days before your next paycheque. When your next paycheque arrives, the $100 will be paid back automatically. You won’t need to worry about forgetting and being charged fees — we don’t charge them and it’s automatic!

The $100 will be debited automatically the day your paycheque goes into your account. Just the $100. No fees, no interest.

Set up direct deposit. That’s it! You can put a portion or all of your paycheque through direct deposit.

We don’t. This feature was created to help Canadians meet their everyday necessities and alleviate some of the stress behind cash shortages. No bamboozling here — we just want to help you out.

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The KOHO Visa* Prepaid card is issued by Peoples Trust Company pursuant to license by Visa Int. *Trademark of Visa Int., used under license. **These services are provided by Service Providers, including Visa, Peoples Trust Company and Galileo Processing. Learn more about your finances with Visa’s Practical Money Skills.