Holiday shopping with KOHO

Open a KOHO account in minutes and start earning cash back on every purchase you make right away with our Virtual Card. After all, it’s been a pretty weird year, and you deserve a perk or two.
Get a free account

Holiday shopping with KOHO

Open a KOHO account in minutes and start earning cash back on every purchase you make right away with our Virtual Card. After all, it’s been a pretty weird year, and you deserve a perk or two.

Get more cash back

Make money on every purchase — get 0.5% cash back and 2% in 3 categories with Premium. Cha-ching!

Earn up to an extra 5% cash back when you shop with our brand partners

Refer up to 10 friends to earn an extra 1% cash back on each referral for 90 days and enter our referral contest to win $5,000

Our referral contest

Enter our referral contest to win one of ten limited edition Metal Cards or a grand prize of $5,000. To enter, refer your friends and family — refer up to 10 people! Once they sign up for KOHO and make their first purchase, you’ll be in the running.

Shop online, securely

With our Virtual Card, you can start adding money to your card right away — no need to wait for your physical card to arrive in the mail. Plus:

Add your card to Apple, Samsung, or Google Pay for a seamless checkout experience
Shop with extra protection with a different Virtual Card number to protect your physical one
Lock your card in-app any time

Truly no hidden fees

$0No monthly account fees

$0NSF fees, e-Transfer fees

$0Interest charges

Save with Price Match

With a Premium account, we help you get the best holiday deals in 3 steps:

1.

Send us your holiday gift receipts

2.

We will scan your purchases to see if they are being sold for less somewhere else.

3.

If so, you’ll get the difference in price back.

Our Brand Partners

Get even more cash back when you buy from the following brands

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The KOHO Visa* Prepaid card is issued by Peoples Trust Company pursuant to license by Visa Int. *Trademark of Visa Int., used under license. **These services are provided by Service Providers, including Visa, Peoples Trust Company and Galileo Processing. Learn more about your finances with Visa Practical Money Skills.