WHAT WE DO
Banking is complex and robotic. We make it simple and human.
A full-service account with no hidden fees for everyday spending and tomorrow's savings.
A NEW ERA OF BANKING
ROUNDUPS & GOALS
Savings Designed For You
Automate your savings goals and save as you spend by rounding up purchases to the nearest $1, $2, $5, or $10.
REFERRALS
It Pays to Refer
Earn up to 12.5% cashback through PowerUps when you refer friends and family to KOHO.
KOHO works like a debit card, but is accepted everywhere Visa is.
Open your smart spending account now.
4.8/5 average app store rating
Hear What Our Users Have To Say
We've compiled your kind words from Twitter, Facebook, Instagram, and the app stores.