About the author

Grace Guo

Grace is a communications expert with a passion for storytelling. This hobby eventually turned into a career in various roles for banks, marketing agencies, and start-ups. With expertise in the finance industry, Grace has written extensively for many financial services and fintech companies.

Blog posts by Grace Guo

3 min read

What Is a Credit Application?

A credit application is how you ask a lender for credit.

4 min read

How to Save Money in Canada as an International Student

You can save money in Canada as an international student by planning.

4 min read

Do Personal Loans Affect Credit Score?

Personal loans affect your credit score based on how you apply, borrow, and repay.

4 min read

What are Loans and How Do They Work?

A loan lets you borrow money now and pay it back later with interest.

3 min read

Best Cash Back Credit Cards in Canada for 2025

The best cash back card is the one that matches how you actually spend.

5 min read

What is the Best Age to Retire?

There’s no perfect retirement age—just the age where your money comfortably supports your life.