About the author

Barry Choi

Barry Choi is an award-winning personal finance and travel expert. He regularly appears on various shows in Canada and the U.S., where he talks about all things money and travel. His website - Money We Have - attracts thousands of visitors daily, looking for the latest stories on travel and money.

Expertise

  • Personal finance

  • Credit cards

  • Loyalty points

  • Credit building

  • Credit scores

Blog posts by Barry Choi

5 min read

How to find billing address?

Discover the importance of updating your billing address on credit cards and learn how to find and update it easily. Protect yourself from fraud and ensure smooth transactions.

5 min read

If you apply for a credit card do you have to accept it?

Considering cancelling a credit card? Learn the consequences of not activating a card, declining an offer, and factors to consider before closing your account.

4 min read

How to change billing address on credit card

Learn why updating your credit card billing address is important for security and transactions. Discover easy methods to update it and considerations to keep in mind. Stay on top of your financial information!

4 min read

How long does it take to get a credit card?

How long does it take to get a credit card? Discover the application, approval, and delivery process, plus tips to increase your credit limit and improve your credit score.

4 min read

How Credit Card Refunds Work in Canada

Learn how credit card refunds work in Canada and protect your purchases. Understand the process, timelines, and when to consider a chargeback.

4 min read

Does Increasing Your Credit Limit Affect Your Credit Score?

Uncover the impact of increasing your credit limit on your credit score. Gain valuable insights on how this decision can affect your creditworthiness and financial standing. Learn about the potential benefits and considerations before making changes to your credit limit.