Blog posts by KOHO

5 min read

Charge Card vs. Credit Card: The Difference?

Charge cards generally require full monthly repayment, while credit cards let you carry a balance and make minimum payments.

4 min read

How Old Do You Have to Be to Get a Credit Card?

You must reach the age of majority in your province or territory before you can apply for your own credit card in Canada.

4 min read

Prepaid Visa vs. Prepaid Mastercard: What's the Difference?

Prepaid Visa and Mastercard are nearly identical in everyday use.

5 min read

How to Negotiate a Lower Interest Rate on Your Credit Card

Call your card issuer and ask for a lower rate.

4 min read

When Do Credit Card Companies Report to Credit Bureaus?

Most credit cards report about once per month.

5 min read

Can You Buy a Car With a Credit Card?

Yes, but most dealers only accept a credit card for a deposit or a small portion.