Blog posts by KOHO

5 min read
Charge Card vs. Credit Card: The Difference?
Charge cards generally require full monthly repayment, while credit cards let you carry a balance and make minimum payments.

4 min read
How Old Do You Have to Be to Get a Credit Card?
You must reach the age of majority in your province or territory before you can apply for your own credit card in Canada.

4 min read
Prepaid Visa vs. Prepaid Mastercard: What's the Difference?
Prepaid Visa and Mastercard are nearly identical in everyday use.

5 min read
How to Negotiate a Lower Interest Rate on Your Credit Card
Call your card issuer and ask for a lower rate.

4 min read
When Do Credit Card Companies Report to Credit Bureaus?
Most credit cards report about once per month.

5 min read
Can You Buy a Car With a Credit Card?
Yes, but most dealers only accept a credit card for a deposit or a small portion.