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About the author

Morgan Bocknek

Morgan Sevareid-Bocknek is a Toronto-based journalist. She is an investigative reporter at the Toronto Star and has reported for The Associated Press and The Globe and Mail.

Expertise

  • Personal finance

  • Credit building

  • Credit scores

  • Credit cards

Education

  • Toronto Metropolitan University (TMU)

  • Bachelor of Arts in Journalism

Blog posts by Morgan Bocknek

5 min read

What Does Derogatory Mean on a Credit Report?

Derogatory information is negative credit history that can make it harder to qualify for new credit.