Blog posts by
Rachel Surman

How to get negative things removed from credit report
5 mins
Rachel SurmanDiscover how your credit report influences your financial health. Learn about negative items, their impact on your credit score, and steps to remove them for a better financial future.
How to get negative things removed from credit report
5 mins
Rachel Surman
Discover how your credit report influences your financial health. Learn about negative items, their impact on your credit score, and steps to remove them for a better financial future.

How is a credit score calculated?
3 mins
Rachel SurmanLearn the factors that shape your credit score and learn how to improve it. Explore payment history, credit utilization, length of credit, and more.
How is a credit score calculated?
3 mins
Rachel Surman
Learn the factors that shape your credit score and learn how to improve it. Explore payment history, credit utilization, length of credit, and more.

How to build a credit score from scratch in Canada
4 mins
Rachel SurmanConfused about building credit? Accessing credit is necessary, even if you're starting from scratch. Get the basics and take control of your credit journey.
How to build a credit score from scratch in Canada
4 mins
Rachel Surman
Confused about building credit? Accessing credit is necessary, even if you're starting from scratch. Get the basics and take control of your credit journey.

Does PayBright affect your credit score?
4 mins
Rachel SurmanPayBright is making it easy for customers to utilize the buy now, pay later (BNPL) payment method. But does PayBright affect your credit score?
Does PayBright affect your credit score?
4 mins
Rachel Surman
PayBright is making it easy for customers to utilize the buy now, pay later (BNPL) payment method. But does PayBright affect your credit score?

Provincial Tax Rates: Which Province is the best
5 mins
Rachel SurmanDiscover the top 5 Canadian provinces and territories with the lowest taxes and learn about the marginal tax rates for individuals. Find out which province has the highest income tax rate and which one is the best for you.
Provincial Tax Rates: Which Province is the best
5 mins
Rachel Surman
Discover the top 5 Canadian provinces and territories with the lowest taxes and learn about the marginal tax rates for individuals. Find out which province has the highest income tax rate and which one is the best for you.

A guide to debt consolidation
7 mins
Rachel SurmanIn a tricky multi-debt situation? You could make life easier by turning several debts into one. Here’s a run-down on how it works.
A guide to debt consolidation
7 mins
Rachel Surman
In a tricky multi-debt situation? You could make life easier by turning several debts into one. Here’s a run-down on how it works.