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Navigating the path to securing a car loan can feel like a bumpy road, especially when your credit score isn't in top shape and you don't have the option of a cosigner.

Living within your means, and not overspending using credit cards, is critical to your financial well-being. But did you know that using too much credit can not only negatively impact your financial health, but your credit score as well?

It's called your credit utilization rate. But once you learn how to manage it, you'll be able to improve your overall creditworthiness. Let's dive in.

Learn how to use a prepaid credit card to shop online, and how they can help build credit in Canada.

Between high-interest credit card debt, student loans, and general post-pandemic stressors, it's not uncommon for Canadians to find themselves burdened with debt. Fortunately, there are several approaches to help you regain control over your finances and improve your credit.

Discover how your credit report influences your financial health. Learn about negative items, their impact on your credit score, and steps to remove them for a better financial future.

Learn the factors that shape your credit score and learn how to improve it. Explore payment history, credit utilization, length of credit, and more.