Blog posts by
Rachel Surman

Credit repair vs Debt consolidation: Which is better?
5 mins
Rachel SurmanExplore the pros and cons of debt settlement, credit repair and debt consolidation to determine which is best for your unique circumstance.
Credit repair vs Debt consolidation: Which is better?
5 mins
Rachel Surman
Explore the pros and cons of debt settlement, credit repair and debt consolidation to determine which is best for your unique circumstance.

How to get negative things removed from credit report
5 mins
Rachel SurmanDiscover how your credit report influences your financial health. Learn about negative items, their impact on your credit score, and steps to remove them for a better financial future.
How to get negative things removed from credit report
5 mins
Rachel Surman
Discover how your credit report influences your financial health. Learn about negative items, their impact on your credit score, and steps to remove them for a better financial future.

How is a credit score calculated?
3 mins
Rachel SurmanLearn the factors that shape your credit score and learn how to improve it. Explore payment history, credit utilization, length of credit, and more.
How is a credit score calculated?
3 mins
Rachel Surman
Learn the factors that shape your credit score and learn how to improve it. Explore payment history, credit utilization, length of credit, and more.

How to build a credit score from scratch in Canada
4 mins
Rachel SurmanConfused about building credit? Accessing credit is necessary, even if you're starting from scratch. Get the basics and take control of your credit journey.
How to build a credit score from scratch in Canada
4 mins
Rachel Surman
Confused about building credit? Accessing credit is necessary, even if you're starting from scratch. Get the basics and take control of your credit journey.

Does PayBright affect your credit score?
4 mins
Rachel SurmanPayBright is making it easy for customers to utilize the buy now, pay later (BNPL) payment method. But does PayBright affect your credit score?
Does PayBright affect your credit score?
4 mins
Rachel Surman
PayBright is making it easy for customers to utilize the buy now, pay later (BNPL) payment method. But does PayBright affect your credit score?

Provincial Tax Rates: Which Province is the best
5 mins
Rachel SurmanDiscover the top 5 Canadian provinces and territories with the lowest taxes and learn about the marginal tax rates for individuals. Find out which province has the highest income tax rate and which one is the best for you.
Provincial Tax Rates: Which Province is the best
5 mins
Rachel Surman
Discover the top 5 Canadian provinces and territories with the lowest taxes and learn about the marginal tax rates for individuals. Find out which province has the highest income tax rate and which one is the best for you.