Build your credit history
Take out a line of credit, repay it on time, and build your credit history. We’re with you the whole way to keep you on track.
$7 / monthBuild your credit now
We’ll open a line of credit, dedicated to credit building.
Make a payment every month.
Each on-time repayment builds credit history, which helps your score.
KOHO User Testimonials
An affordable way to build your credit history with KOHO. Head to your KOHO app and click Credit > Register to build credit history.
Take out a credit-building line of credit with KOHO. On time repayments build credit history and a strong credit history builds your credit score.
Once you have registered for Credit Building in-app, you’ll be able to see your current credit score. Every month after we've successfully taken payment and reported to a major credit bureau, you'll be able to see your updated credit history.
Just as making your payments on time will positively impact your credit, the inverse is true. Not making your payments on time will hurt your credit score.