Get Essential on us $4 $0
Choose Essential if you like the sound of:
Enjoy the Essentials, On Us
At KOHO, we believe in rewarding you for making smart financial choices—choices that not only benefit you today but pave the way for a brighter tomorrow. That's why we've introduced a straightforward way for you to enjoy all the benefits of Essential on us, no fee.
How to get Essential for $4 $0?
Here’s how you can take control and transform your everyday banking into an opportunity for financial progress, at no extra cost:
Simply set up a recurring direct deposit of your paycheque or government benefits. It's not only convenient but also a gateway to experiencing KOHO's full suite of features at no cost.
OR
Ensure a total of $1000 or more finds its way into your KOHO membership each month. How you get it there is up to you—e-transfer and transfers from other accounts both count.
Don’t just take our word for it
With every plan you can:
Pick a plan and try it with no cost
Essential
$4 $0/month
- 1% cash back on groceries, transportation, food, and drink
- 5% interest on your entire balance
- Earn Essential for $0 when you set up Direct Deposit or load $1000 per month
Best deal
Extra
$9/month
- 1.5% cash back on groceries, transportation, food, and drink
- 5% interest on your entire balance
- 30% off Credit Building
- No foreign transaction fees
- Real-time e-Transfers
Most popular
$19/month
- 2% cash back on groceries, transportation, food, and drink
- 5% interest on your entire balance
- 50% off Credit Building
- No foreign transaction fees
- Real-time e-Transfers
Essential
$4 $0/month
- 1% cash back on groceries, transportation, food, and drink
- 5% interest on your entire balance
- Earn Essential for $0 when you set up Direct Deposit or load $1000 per month
Best deal
Extra
$9/month
- 1.5% cash back on groceries, transportation, food, and drink
- 5% interest on your entire balance
- 30% off Credit Building
- No foreign transaction fees
- Real-time e-Transfers
Most popular
$19/month
- 2% cash back on groceries, transportation, food, and drink
- 5% interest on your entire balance
- 50% off Credit Building
- No foreign transaction fees
- Real-time e-Transfers