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Is Instant Pay secure?
Rounding it up
Instant Pay is a secure earned wage access (EWA) program and payroll benefit from KOHO.
With Instant Pay, you can access up to 50% of your wages at the end of each workday.
To keep your personal information and finances safe, KOHO only partners with reputable organizations and federally regulated banks to provide services such as Instant Pay.
All funds deposited in your KOHO account are held by Peoples Trust, a CDIC-insured bank and each account has security features and access to a dedicated customer service team.


Gaby Pilson
Gaby Pilson is a writer, educator, travel guide, and lover of all things personal finance. She’s passionate about helping people feel empowered to take control of their financial lives by making investing, budgeting, and money-saving resources accessible to everyone.
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