About the author

Sam Boyer

Sam Boyer spends, invests, budgets, and writes. He enjoys writing about things he wishes he’d learned earlier — like spending, investing, and budgeting. A journalist originally from New Zealand, Sam has written extensively about consumer affairs, insurance, travel, health, and crime.

Expertise

  • Spending

  • Insurance

  • Travel

  • Investing

  • Budgeting

Blog posts by Sam Boyer

4 min read

How to Get a Credit Report for a Rental Application

When you’re looking to rent a home, more often than not your new landlord is going to want to see your credit report. You need to know what that means.

6 min read

HELOC vs. Mortgage: What's the Difference in Canada?

A mortgage is typically used to finance a home purchase, while a HELOC provides revolving credit secured against the equity in your home.

5 min read

Pros and Cons of Credit Cards

Credit cards are powerful tools: great for rewards and building credit.

5 min read

Best High Interest Savings Account in Canada 2026

Considering opening a high interest savings account?

4 min read

Should I Get a Credit Card?

Get a credit card only if you will pay it off in full each month.

5 min read

How to identify a fake credit report?

When a prospective tenant volunteers a credit report that seems too good to be true, maybe it is. Learn how to spot a fake.