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Do I need renter's insurance in Canada?
Rounding it up
Renter’s insurance, or tenant insurance, is a way to protect yourself from loss and liability if you live in a rented home.
There is no legal obligation to have renter’s insurance in Canada, however, your landlord might require it.
A renter’s insurance policy is an additional monthly cost, but the benefits can far outweigh the extra expense.
When selecting an insurance policy, consider the total coverage amounts for things like personal asset coverage, third-party liability, voluntary medical expenses, and additional living costs.


Gaby Pilson
Gaby Pilson is a writer, educator, travel guide, and lover of all things personal finance. She’s passionate about helping people feel empowered to take control of their financial lives by making investing, budgeting, and money-saving resources accessible to everyone.
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