Full-service account. No hidden fees.

Sunkissed Skinny Dip




0.5% cashback all purchases

No account fees


Extra cashback at select merchants

Instantly lock your card in-app


KOHO Premium

$84 annual or $9/month

30 day free trial

Get KOHO Premium

2% cashback on transportation, groceries, and restaurants

No fx fees

Financial coaching

1 free international ATM withdrawal per month

Price matching

Frozen Cherry Soda

KOHO Joint


Get KOHO Joint

0.5% cashback all purchases

Easily share finances

Extra cashback at select merchants

Shared savings goals

Instant notifications when you and your partner spend

KOHO Metal Cards

For the first time in Canada, Metal Cards are now available without account minimums or fees. It’s 16g of pure style.

Price with 2 referrals


Or $159 without 2 referrals.

Get Metal