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What to do when your expenses are larger than your income
Rounding it up
Your expenses outweigh your income and you want to fix that; start by figuring out the source of the problem.
Next up, budgeting. Calculate your after tax income, categorize your expenses into essentials and nonessentials, and allocate some room for savings.
Find out where you can reduce your spending in both non-essential and non-negotiable expenses — save wherever you can!
Look for ways to increase your income, be it through a side hustle or a couple of hours a week at a side job.
Gaby Pilson
Gaby Pilson is a writer, educator, travel guide, and lover of all things personal finance. She’s passionate about helping people feel empowered to take control of their financial lives by making investing, budgeting, and money-saving resources accessible to everyone.
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