4 min read

Wallet-Friendly Last-Minute Gift Ideas

The festive season is upon us, which means you might be on the hunt for some last-minute gift ideas. And we can all benefit from more affordable ideas.

The good news is that meaningful and thoughtful gifts don't have to come with a hefty price tag. Let’s explore some low and no-cost holiday gift ideas that can show your friends and family you were thinking of them!

Acts of service

Think about things your loved one doesn’t like to do that you may enjoy, like gardening or baking, and write a thoughtful note in a card about the services you are gifting them. Whether it's babysitting, a home-cooked meal, or a helping hand with household chores, these thoughtful gestures can be priceless for someone with a busy schedule, limited resources, or a less-than-green thumbs.

Digital photo collection

Creating a photo album online is not only free but also incredibly meaningful. Put together a collection of cherished moments that are important to your loved one and share it electronically. Many websites and apps allow you to create and send personalized photo albums without spending a dime. This is a gift that will bring smiles all year long!

Handmade crafts and treats

Put your hidden talents to use by crafting personalized gifts. Handmade ornaments, knitted scarves, or your homemade cookies packaged in festive wrapping make for heartfelt and cost-effective presents. Not only are you saving money, but you're also investing time and effort into a unique gift that shows you care. You can turn this into a tradition and get everyone looking forward to your delicious holiday baking every holiday!

Host a book exchange

If you have a bookshelf full of novels or a collection of cookbooks and know your friends and family do as well, consider hosting a book exchange. This not only provides an opportunity to share stories and spend quality time together but also allows everyone to gain a new read without spending a cent.

Spa day in a box

Treat your loved ones to a spa day without the spa prices. Create DIY spa kits with items like homemade bath salts, face masks, and scented candles. Add a note encouraging them to take a moment for self-care during the busy holiday season. You could even add in a special treat you know they will love! Lean into personalizing this gift based on what you know about your loved one.

Take a hike

Plan an experience day with your loved one, exploring local parks, hiking trails, or scenic spots. Enjoying the beauty of nature is good for your physical and mental health, and a day spent together is priceless. You can even pack a picnic and spend quality time together in the great outdoors.

Festive movie night in

Create a cozy movie night package by gathering some of your favourite holiday films, popping popcorn, and adding a few sweet treats. Deliver the package to friends or family with a note inviting them to enjoy a relaxing night in.

Winter care package

As the temperature drops, a winter care package can be a practical and considerate gift. Include items like gloves, scarves, and warm socks,, along with a thermos of hot cocoa mix. This thoughtful gesture shows you care about their well-being during the chilly season.

Memory jar

Repurpose an old jar to deliver a little joy to your gift recipient. Fill it with notes and maybe even a few photos with shared memories, inspirational quotes, or reasons why you appreciate the person. This heartfelt gift is low-cost but high on the thoughtfulness scale! You can even date a note for each week or month of the year so they can carry the wonderful memories you have shared throughout the year.

During the hustle and bustle of the holiday season, it's easy to get caught up in the commercial aspects of gift-giving. But remember, the most meaningful and loved gifts often come from the heart, not the wallet. By embracing creativity, thoughtfulness, and a touch of DIY spirit, you can make this holiday season one to remember. After all, the true spirit of the holidays lies in the love and connection we share with our friends and family, not the price tag attached to the gifts we give.

Note: KOHO product information and/or features may have been updated since this blog post was published. Please refer to our KOHO Plans page for our most up to date account information!

Sherry Andrew

Sherry’s love of personal finance began after she lost a long-term career. She began learning all she could about money to help her household. This led to training to become an Accredited Financial Counsellor Canada in 2018. She’s been helping individuals change their financial paths since then.