How to Write a Cheque

Cheques are used less often now, but you’ll still see them for rent, deposits, and some bills.

Here’s a quick step-by-step so you don’t miss anything.

Step-by-Step: How to Write a Cheque

1. Date

   • Write today’s date in the top-right corner (month/day/year or day/month/year depending on the format).

2. Payee (Who you’re paying)

   • On the “Pay to the order of” line, write the full name of the person or business you’re paying.

   • Spell it correctly, this is who can deposit the cheque.

3. Amount in numbers

   • In the small box, write the amount in numbers (e.g., 325.00).

   • Start at the far left so no one can add extra digits.

4. Amount in words

   • On the long line, write the amount in words (e.g., Three hundred twenty-five dollars and 00/100).

   • Draw a line through any leftover space so nothing can be added.

5. Memo (optional)

   • On the memo line (bottom left), note what it’s for: January Rent, Security Deposit, Invoice #1234, etc.

   • This helps both you and the person you’re paying keep records.

6. Signature

   • Sign your name on the bottom right line.

   • Your cheque isn’t valid without a signature.

If you make a big mistake (wrong name or amount), write “VOID” across the front and don’t use that cheque.

Use KOHO Essential For Savings

Instead of writing cheques for everything, you can handle most day-to-day payments with KOHO Essential:

• It has a low monthly plan fee that can be waived when you set up direct deposit or add +$1,000.

• Use a prepaid Mastercard® for groceries, bills, subscriptions, and travel.

• Grow your savings with a 2% interest savings rate on your entire balance.

• Earn 1% cash back on groceries, eating & drinking, and transportation.

• You can subscribe to Credit Building for $10/month, it's an affordable way to build your credit history.

• Enjoy unlimited transactions and free e-transfers (never worry about fees when sending money to someone again).