OAS Payment Dates 2025

Understanding Old Age Security (OAS)

OAS benefits provide monthly income for Canadian seniors 65 and older.

Unlike CPP, you don't contribute directly to OAS, it comes from general government revenue and gets paid on the dates listed above.

OAS payment dates for 2025

Here are the exact OAS payment dates for 2025:

• January 29, 2025

• February 26, 2025

• March 27, 2025

• April 28, 2025

• May 28, 2025

• June 26, 2025

• July 29, 2025

• August 27, 2025

• September 25, 2025

• October 29, 2025

• November 26, 2025

• December 22, 2025

If you'd like a faster, more seamless banking experience for all your deposits, consider setting up a KOHO account.

You can receive direct deposits including your tax refund, paycheque, and government benefits up to one day in advance.*

*While Direct Deposits are typically received and processed one day before your scheduled payday, the actual timing may vary depending on when the payment is issued. Please allow up to 2 business days for complete processing.

Who qualifies for OAS?

To receive payments on these dates, you must:

• Be at least 65 years old

• Be a Canadian citizen or legal resident

• Have lived in Canada for at least 10 years after turning 18 (if you currently live in Canada)

• Have lived in Canada for at least 20 years after turning 18 (if you live outside Canada)

Your work history doesn't affect eligibility—you can get OAS even if you're still working.

Payment amounts for January-March 2025

The government adjusts OAS quarterly for inflation.

For early 2025:

• Ages 65-74: Maximum $727.67 monthly (for annual income under $142,609)

• Ages 75+: Maximum $800.44 monthly (for annual income under $148,179)

What affects your payment amount?

Three factors determine how much you'll receive on the payment dates above:

1. Years in Canada: You need 40 years of residence since age 18 for the full amount

2. Starting age: Delaying past 65 increases your payment by 0.6% per month

3. Current income: High earners face the "OAS clawback"

The OAS clawback

For 2025, if your income exceeds $93,454, you'll repay 15% of the amount above this threshold.

The full clawback happens at $151,668 for ages 65-74 or $157,490 for those 75+.

Tax information

Remember that OAS benefits received on these dates are taxable. You can arrange automatic tax deductions through your My Service Canada Account.

Planning around payment dates

Many seniors organize their bill payments and expenses around these fixed OAS deposit dates. Knowing exactly when your benefits will arrive helps with budgeting and ensuring you have funds available when needed.

Mark your calendar

With these 2025 payment dates now confirmed, you can plan your finances accordingly.

The payments typically arrive by direct deposit early on the scheduled day, giving you reliable income throughout the year.