Blog posts by
Erik Helin
![](https://cdn.sanity.io/images/lo2qjzoq/production/f9412c289b729632a0451efd62650af993baa2e4-2624x1749.jpg?w=576&h=384&auto=format)
8 ways to build your credit without a credit card
7 mins
Erik HelinWhether you’re a newly minted adult or a newcomer to Canada, you may be trying to grow your credit score. Here are five steps you can take.
8 ways to build your credit without a credit card
7 mins
Erik Helin
Whether you’re a newly minted adult or a newcomer to Canada, you may be trying to grow your credit score. Here are five steps you can take.
![](https://cdn.sanity.io/images/lo2qjzoq/production/03c1a57f0300ae9ba65e64e65ab9cca097d2f56a-2000x1333.png?w=576&h=384&auto=format)
What is a good credit score in Canada?
5 mins
Erik HelinIf you're not at your desired credit score, start by understanding your personal finances, so you can take the right steps towards improving your credit. Building towards a good credit score may seem like playing a game where you're trying to shoot for a high score. In this case, that score maxes out at 900 in Canada. But unlike most games, building a good credit score is a years-long process with some big impacts on your financial life.
What is a good credit score in Canada?
5 mins
Erik Helin
If you're not at your desired credit score, start by understanding your personal finances, so you can take the right steps towards improving your credit. Building towards a good credit score may seem like playing a game where you're trying to shoot for a high score. In this case, that score maxes out at 900 in Canada. But unlike most games, building a good credit score is a years-long process with some big impacts on your financial life.
![](https://cdn.sanity.io/images/lo2qjzoq/production/2ce46b69b67de11a28009280877aa42d98433c93-2624x1749.png?w=576&h=384&auto=format)
10 Reasons why you should get a prepaid Mastercard (with KOHO)
5 mins
Erik HelinEver wondered, "what's the deal with prepaid credit cards?” Then you're in the right place — let’s find the answers together.
10 Reasons why you should get a prepaid Mastercard (with KOHO)
5 mins
Erik Helin
Ever wondered, "what's the deal with prepaid credit cards?” Then you're in the right place — let’s find the answers together.
![](https://cdn.sanity.io/images/lo2qjzoq/production/e7cd1492218d1899bf2551dbe442fb0ddbc6d0a4-2624x1749.png?w=576&h=384&auto=format)
12 Practical budgeting tips for college students
8 mins
Erik HelinFor a lot of us, university gives the first glimpse into independence, which means new responsibilities like managing personal finances.
12 Practical budgeting tips for college students
8 mins
Erik Helin
For a lot of us, university gives the first glimpse into independence, which means new responsibilities like managing personal finances.
![](https://cdn.sanity.io/images/lo2qjzoq/production/ae0845ee47620c10d6167ac98ef4e96f2132a3d6-2624x1749.png?w=576&h=384&auto=format)
KOHO Extra: Is it worth it? Let us work it out together
5 mins
Erik HelinAt $9 a month, is KOHO Extra account worth it? We did the math so you don’t have to.
KOHO Extra: Is it worth it? Let us work it out together
5 mins
Erik Helin
At $9 a month, is KOHO Extra account worth it? We did the math so you don’t have to.