About the author

Morgan Bocknek

Morgan Sevareid-Bocknek is a Toronto-based journalist. She is an investigative reporter at the Toronto Star and has reported for The Associated Press and The Globe and Mail.


  • Personal finance

  • Credit building

  • Credit scores

  • Credit cards


  • Toronto Metropolitan University (TMU)

  • Bachelor of Arts in Journalism

Blog posts by

Morgan Bocknek

What is a derogatory mark on your credit report?

5 mins

Morgan Bocknek

Learn what derogatory marks are, how they impact your credit, common types, and steps to address and remove them.