Win 10 Years of Free Groceries
Open a KOHO account for a chance to win free groceries for the next 10 years—a $60,000 prize¹. Earn extra entries by using features and referring friends.
Contest ends July 31, 2026.

Turn 5 minutes into 10 years of free groceries
No purchase necessary, because life is expensive enough. Simply open an account, add money, and earn market-leading Cash Back and interest while you’re at it.
How to enter 150+ more times:
You deserve more than one chance at a decade of $0 grocery bills. Add up the entries by using our money-saving tools and telling your friends.
Set up Direct Deposit and receive a payment to your account during the contest. Fun fact: with us, you get paid faster².
Refer a friend to KOHO and for each person that opens an account, you’ll earn 10 entries.
The more you use KOHO, the better your chances. Get 10 entries each time you:
- Join one of our plans
- Subscribe to Credit Building, Secured Credit Building, Cover
- Use Pay Later, Line of Credit
- Use our eSIM
- Subscribe to Tenant Insurance, Travel Insurance, CyberScout cyber protection
- Open a Crypto account


Enter to win.
Earn either way.
On top of a chance at a once-in-a-lifetime prize, a KOHO account lets you earn up to 3.5% interest on your balance, instant Cash Back on daily purchases, and tools to build your credit—all in one app.

FAQs
It’s exactly what it sounds like. One lucky winner is going to win 10 years worth of free groceries, courtesy of KOHO¹. Specifically, the winner will receive a $500 credit to their KOHO account every month for 120 months. That means a grand prize worth $60,000.
It’s easy! Follow the steps below to earn your first entry, then earn additional entries by doing more with your account.
Step 1
Download the KOHO app, available on any mobile device.
Step 2
Open an account in just a few minutes. Already a member with a balance in your account? You’re already entered.
Step 3
Deposit money to your KOHO account to finalize your entry. You can opt to earn market-leading interest while you’re at it.
Set up Direct Deposit and receive a payment to your account during the contest to earn 10 additional entries.
Refer a friend to KOHO and for each person that opens an account, you’ll earn 10 entries.
The more you use KOHO, the better your chances to win. Get 10 entries each time you join one of our plans, subscribe to Credit Building, Secured Credit Building, Cover, Tenant Insurance, Travel Insurance, or Cyberscout cyber protection, use Pay Later, Line of Credit, our eSIM, or open a Crypto account.
No purchase is necessary to enter to win. Simply follow the entry requirements outlined in the Terms & Conditions.
10 years of free groceries! More specifically, the winner will receive a $500 credit to their KOHO account every month for 120 months (10 years). That means a grand prize worth $60,000.
The contest ends July 31, 2026 at 11:59 p.m. ET. So don’t wait to enter. Seriously, go! Right now.
The contest is open to all legal residents of Canada who have reached the age of majority in their province or territory of residence.
For full details, see the Terms & Conditions.
There are several ways to earn more entries. Here’s what to do:
Set up Direct Deposit and receive a payment to your account during the contest to earn 10 additional entries.
Refer a friend to KOHO and for each person that opens an account, you’ll earn 10 entries.
The more you use KOHO, the better your chances to win. Get 10 entries each time you join one of our plans, subscribe to Credit Building, Secured Credit Building, Cover, Tenant Insurance, Travel Insurance, or Cyberscout cyber protection, use Pay Later, Line of Credit, our eSIM, or open a Crypto account.
Of course! If you have an account in good standing, you’ve already earned one entry. To earn additional entries, you can do the following:
Set up Direct Deposit and receive a payment to your account during the contest to earn 10 additional entries.
Refer a friend to KOHO and for each person that opens an account, you’ll earn 10 entries.
The more you use KOHO, the better your chances to win. Get 10 entries each time you join one of our plans, subscribe to Credit Building, Secured Credit Building, Cover, Tenant Insurance, Travel Insurance, or Cyberscout cyber protection, use Pay Later, Line of Credit, our eSIM, or open a Crypto account.
The complete Terms & Conditions can be found here.


