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Loans like Nyble

5 min read

Written By

Clay Shiffman

Nyble Alternative

Cash advance have emerged as welcome alternatives to traditional payday loans, offering quick access to funds without the hefty fees.

New cash advance apps like KOHO, help users track their credit scores, check their credit report, and tap into small lines of credit when needed. This can be particularly valuable for newcomers to Canada or anyone focused on building their credit history.

Alternatives to Nyble

Nyble isn't the only option out there. The market offers several similar apps with various features and benefits.

Let's explore different alternative cash advance apps to help you make an informed choice about which financial tool works best for your situation.

1. KOHO

KOHO offers Cover, a zero-interest cash advance up to $250, depending on eligibility. All you have to do is sign up for a KOHO account. Then, subscribe to Cover starting as low as $2/month for the monthly subscription fee, and you can easily access your cash advance funds right away in app.

Plus, the more you make use of KOHO for everyday spending and repay your monthly Cover fees on time, the more likely you'll be able to increase your Cover limit.

Need more than what Cover provides? KOHO's line of credit gives you access to $1,000-$15,000, provided by Fora. It's a good option when traditional banks aren't available.

2. Bree

Bree let's users access up to a $500 cash advance to prevent overdraft.

Cost Structure: Platform/Express Fee

Cost: $2.99 to $22.99

Payment due date: Next payday

3. iCash

Users can get loans up to $1,500.

Cost Structure: Flat Fee

Cost: $14 per $100 borrowed

Payment due date: Next payday or up to the maximum 62-day period

4. GoDay

Users can access payday loans of up to $1,500.

Cost Structure: Flat Fee

Cost: $14 per $100 borrowed

Payment due date: Next payday

5. Cash Money

Users can apply for Payday Loans of up to $1,500.

Cost Structure: Flat Fee

Cost: $14 per $100 borrowed

Payment due date: Next payday or about two weeks

6. PAY2DAY

PAY2DAY provides payday loans of up to $1,500.

Cost Structure: Flat Fee

Cost: $14 per $100 borrowed

Payment due date: Next payday

7. Credit Club

Users can borrow payday loans of up to $1,500.

Cost Structure: Flat Fee

Cost: $14 per $100 borrowed

Payment due date: Next payday

8. Wagepay

New users can access pay advance of up to $1,500. This service is currently only available to Ontario & British Columbia residents.

Cost Structure: Flat Fee

Cost: $14 per $100 borrowed

Payment due date: Next payday or Postpone Repayment Feature*

*The postpone feature and the skip payment feature can not be used on the same advance.

Disclaimer: Pricing and terms are based on publicly available information as of July 2, 2025 and are provided for comparison only. Accuracy is not guaranteed.

Note: KOHO product information and/or features may have been updated since this blog post was published. Please refer to our KOHO Plans page for our most up to date account information!