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Check your credit score


for free

Sign up for a KOHO account in less than five minutes, and with a 30 day trial you can check your credit score for free!

Check Your Credit Score

Why get your credit score with KOHO?

It’s quick and easy

No paperwork. No applications. No credit checks. Nada.

Get extra insights

Get helpful tips, articles, and insights into why your score might have changed.

Monthly updates

Get an updated score every month so you can monitor your credit history.

It won’t hurt your score

Checking your score with KOHO won’t negatively impact it, so no need to worry.

how it works

  1. Download the KOHO app and sign up for an account.
  2. Pick a plan and save up to 50% off Credit Building.
  3. Follow the steps in-app to set up Credit Building.
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how it works

Pick from Essential, Extra, or Everything for a 30 day free trial

Pick from Essential, Extra, or Everything for a 30 day free trial.

how it works

Find your free credit score, reported by Equifax, in the app

how it works

Get an updated score every month

Get Started in 5 minutes

Join over 1 million Canadians that love using KOHO

FAQS

KOHO works with Equifax, one of the major credit reporting bureaus in Canada. A credit bureau like Equifax basically collects information from creditors on things like your credit history, or your track record of paying off bills, to paint a well-rounded picture of your financial past.

It’s good to keep in mind that you don’t necessarily have just one credit score. Many score providers use different models to work out your score and lenders may not report your data to all credit bureaus, which can cause your score to vary.

Nope, you can check your score as many times as you like as we carry out a soft check, as opposed to a hard check. A soft check is usually carried out for things like loan pre-approvals, or employer credit-checks and won’t affect your overall score, regardless of how many you do it. A hard check usually only happens when you make an application for something like a loan or property rental. These can only be performed with your permission and may also affect your credit score.

We get that finances and credit scores can be stressful enough as they are without the worry of hidden fees, so with KOHO you’ll never need to worry about them. Checking your credit score is always completely free!

It’s KOHO’s affordable, interest-free way to build or rebuild credit history in Canada. You can either use your own money or a line of credit from us to do it. Head to your KOHO app and click Credit > Register to get going.

Still have questions?

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