Apps That Make You Money in Canada

With money tight for many Canadians these days, using your smartphone to earn extra cash just makes sense.

Here's a rundown of apps that can help pad your wallet when you need it most.

KOHO

• Offers some of the best high interest saving rates in Canada, with up to 4% interest on every dollar

• Unlimited cash back on groceries, transportation, food & drinks

• Up to 6.5% extra cash back

• Every purchase you make with your KOHO card will be rounded to the nearest $1, $2, $5 or $10 (you choose the amount)

Rakuten

• Shop at your regular stores but earn cash back

• Get paid every three months by cheque or PayPal

• Sometimes offers up to 30% back during promos

• Works for both online and in-store shopping

Mistplay

• Play games on your phone, earn real rewards

• Track your progress on their mixlist

• Chat with friends while earning

• Join competitions for bonus points

• Available on Android and iOS

Swagbucks

• Take surveys when you have downtime

• Watch videos to earn points

• Shop online for cashback

• Get Amazon gift cards or real money

• Free signup with no commitments

Airbnb

• Rent out your spare room

• Choose short or long-term stays

• Set your own prices

• Get paid directly to your account

• Use the app to manage bookings

Moka

• Invest spare change from purchases

• Build savings without thinking about it

• Great for first-time investors

• Connects to your regular bank account

• Helps build wealth over time

DoorDash

• Deliver food when it fits your schedule

• Keep 100% of your tips

• Get paid weekly

• Work as much or little as you want

• No boss looking over your shoulder

Rover

• Pet sit or walk dogs for money

• Set your own rates and availability

• Perfect for animal lovers

• Get paid through PayPal

• Build a regular client base

iRazoo

• Take surveys for points

• Redeem for gift cards or cash

• Thousands of survey options

• Updated offers daily

• Free to join and use

Zap Surveys

• Quick surveys on your phone

• No cost to sign up

• Simple point system

• Cash out when you want

• Works anywhere in Canada

Drop

• Link your cards once, earn automatically

• No receipt scanning needed

• Shop at places you already visit

• Points add up faster than you'd think

• Free app with easy interface

Skip the Dishes

• Deliver food in your community

• Choose when you work

• Quick payment processing

• Keep all your tips

• Easy certification process

Uber

• Drive passengers in your city

• Work nights, days, or weekends

• Set your own hours completely

• Bonus for referring new drivers

• Instant pay options available

Fiverr

• Sell your skills online

• Start small with $5 gigs

• Grow your rates as you build reputation

• Work from home on your schedule

• Huge variety of service categories

Field Agent

• Be a mystery shopper

• Check out local stores and products

• Quick tasks for fast cash

• Get paid via PayPal

• Jobs based on your location

Start earning today!

Finding extra cash doesn't have to be complicated. These apps let you earn money on your terms, whether you have five minutes or five hours to spare. The beauty is you can mix and match based on what works for your life.

Start small - maybe download KOHO for the cash back on stuff you already buy, or try Mistplay if you're already gaming on your phone. The key is just getting started. Even a few dollars here and there adds up over time.

Don't expect to replace your full-time job overnight, but these apps can help cover an unexpected bill, build your emergency fund, or save for something special.

So pick one that sounds interesting and give it a shot.