Cash App Alternative in Canada

Spoiler alert: Cash App isn't available in Canada. But don't worry – we've got something even better.

If you've been hearing your American friends rave about Cash App and wondering why you can't get in on the action, here's the deal: Cash App only works in the US and UK.

Sorry, Canada – we're left out of this party.

But honestly? That's totally fine. Because there are some pretty solid alternatives right here at home that might actually work better for your wallet.

Why people love Cash App

Cash App became popular because it makes money stuff simple. Send cash to friends, get a debit card, even buy Bitcoin – all from one app.

For Americans living paycheque to paycheque, it was a game-changer.

The thing is, we needed something like that here too. Something that gets that money can be tight, bills come fast, and sometimes you need to move money around without getting hit with fees left and right.

Meet KOHO: Cash App's Canadian Cousin (But Better)

Think of us as what Cash App could have been if it was built specifically for Canadians who need their money to work harder.

What makes KOHO different?

No Monthly Fees

Unlike some banking apps that nickel and dime you, our Essential plan is free. When you're stretching every dollar, that matters.

Unlimited E-Transfers

Send money to friends, family, or that roommate who always "forgets" to pay utilities. No limits, no stress.

International Money Transfers

Need to send money abroad? We've got you covered. No need for expensive wire transfers or sketchy money transfer places.

Credit Building That Actually Works

This is huge if you're trying to build you credit history. We report your good payment habits to credit bureaus, so your responsible spending actually counts for something.

Up to 4% Interest on Savings

Your money sits there earning interest instead of just... sitting there. Every little bit helps when you're saving for something important.

The real talk about other options

Sure, there are other alternatives out there – PayPal, Wise, traditional banks.

But here's the thing:

• PayPal hits you with conversion fees and isn't exactly built for day-to-day Canadian banking

• Traditional banks often have monthly fees and minimum balances that are tough when money's tight

• Other fintech apps might be missing key features you actually need

Why KOHO just gets it right

We built KOHO for people who need banking that works with their real life, not against it.

If you're living paycheque to paycheque, you don't need:

• Hidden fees eating into your grocery money

• Complicated features you'll never use

• Apps that make you jump through hoops to access your own cash

You need something straightforward that helps you manage your money, build your credit, and maybe even save a little without the stress.

Ready to ditch the FOMO?

Cash App might not be available here, but honestly? You're not missing out. KOHO gives you everything Cash App does, plus features that actually matter for Canadian life.

Ready to take control of your money? Sign up for a KOHO account today and start loading funds.