
Back to learn
Ready to improve your credit score?
Rounding it up
A credit score is a number between 300 and 900 that indicates how good you are at handling debt. It’s important when you want to rent an apartment or open a line of credit.
The first step to improving your credit score is knowing it. Use apps like Borrowell to find out your score for free. And don’t worry, checking it won’t hurt it.
It’s also crucial you pay your bills on time and limit the number of inquiries into your credit.
Try to build a good history by sticking with one or two credit cards for the long haul, and aim to use less than 30% of the limit on these cards.
Related articles

Can international students get a credit card in Canada?
7 mins
Ally StreelmanKick off your life as a collegiate in Canada by learning if and how you can land a credit card as an international student.
Can international students get a credit card in Canada?
7 mins
Ally Streelman
Kick off your life as a collegiate in Canada by learning if and how you can land a credit card as an international student.
#credit card
#credit
#international student
#student

Can a non-resident get a credit card in Canada?
5 mins
Dan BuchererNon-residents and newcomers can get a credit card in Canada. Make sure you know that’s what you want before signing the dotted line!
Can a non-resident get a credit card in Canada?
5 mins
Dan Bucherer
Non-residents and newcomers can get a credit card in Canada. Make sure you know that’s what you want before signing the dotted line!
#credit
#credit card
#newcomer
#immigration

What credit score do new Canadians start with?
8 mins
Jennifer WekslerMoving to Canada? Here are a few easy tips to help you establish and build credit from scratch.
What credit score do new Canadians start with?
8 mins
Jennifer Weksler
Moving to Canada? Here are a few easy tips to help you establish and build credit from scratch.
#newcomer
#credit
#credit history
#immigration

What should new Canadian residents look for in a credit card?
5 mins
Ryan SeveranceFinding the right credit card for you is never easy. Here’s what you should look for when signing up for your first Canadian credit card.
What should new Canadian residents look for in a credit card?
5 mins
Ryan Severance
Finding the right credit card for you is never easy. Here’s what you should look for when signing up for your first Canadian credit card.
#newcomer
#credit
#credit card
#immigration

Does your credit score matter for Canadian immigration?
6 mins
Ryan SeveranceCredit scores and the Canadian immigration process—what’s the deal? Read up on Canadian credit before making the move to the Great North.
Does your credit score matter for Canadian immigration?
6 mins
Ryan Severance
Credit scores and the Canadian immigration process—what’s the deal? Read up on Canadian credit before making the move to the Great North.
#newcomer
#credit
#credit score
#immigration

Should new Canadian residents get a debit or credit card?
9 mins
Gaby PilsonCredit and debit cards are powerful tools for new Canadian residents. Read on to find out which option is best for you.
Should new Canadian residents get a debit or credit card?
9 mins
Gaby Pilson
Credit and debit cards are powerful tools for new Canadian residents. Read on to find out which option is best for you.
#credit
#credit cards
#debit
#newcomer