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What credit score do new Canadians start with?
Rounding it up
If you’re new to Canada, you won’t have any credit upon arrival.
That’s because your credit history from your country of origin — good or bad — won’t transfer with you to Canada.
Don’t stress! There are simple ways to build your Canadian credit score, like applying for a secured credit card or getting a cellphone plan.
Also understand what determines your credit score, because that will vary country by country.


Jennifer Weksler
Jennifer is a freelance writer and editor who also teaches high school English in her hometown. She enjoys learning, laughing, and being a mom to her two beautiful daughters ... and her rescue dogs.
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