When Should You Get Your First Credit Card?

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When should you get your first credit card?

Rounding it up

  • The best time to get a credit card is when you feel confident that you can manage the financial risks of having credit.

  • Once you’re ready to apply for a card, ensure you meet the eligibility requirements.

  • Opening a credit card is just the first step. Staying on top of your monthly payments is a must if you want to maintain your good financial standing.

  • If your first credit card application gets rejected, there are steps you can take to improve your chances for success the next time around.

5 min read

Gaby Pilson
#credit#credit card#credit score

Gaby Pilson

Gaby Pilson is a writer, educator, travel guide, and lover of all things personal finance. She’s passionate about helping people feel empowered to take control of their financial lives by making investing, budgeting, and money-saving resources accessible to everyone.

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