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When should you get your first credit card?
Rounding it up
The best time to get a credit card is when you feel confident that you can manage the financial risks of having credit.
Once you’re ready to apply for a card, ensure you meet the eligibility requirements.
Opening a credit card is just the first step. Staying on top of your monthly payments is a must if you want to maintain your good financial standing.
If your first credit card application gets rejected, there are steps you can take to improve your chances for success the next time around.
Gaby Pilson
Gaby Pilson is a writer, educator, travel guide, and lover of all things personal finance. She’s passionate about helping people feel empowered to take control of their financial lives by making investing, budgeting, and money-saving resources accessible to everyone.
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