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The ultimate budget template
Rounding it up
A good budget should help you achieve two things: prevent you from going into the red and get you closer to your financial goals.
There are different ways to create a budget. If you like to be super hands-on, the try tracking your expenses in real-time and updating your budget on a daily or weekly basis.
If you don’t want to track every penny, do some planning in advance by splitting your paycheque into buckets for bills, spending, and saving.
After creating your budget, it’s time to build the spending habits that will help you stick to it. Be realistic, and don’t forget to give yourself some wiggle room.
Silvi Woods
Silvi Woods is a financial planner at Wealthsimple and holds her CFA and CFP designations. Prior to Wealthsimple, she worked as an Investment Analyst for one of Canada’s largest equity mutual funds and as a Financial Planner at KOHO.
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