About the author

Courtney Johnston

Courtney is a professional writer, editor and financial literacy enthusiast. You can find her writing on CNET, Investopedia, The Motley Fool, Yahoo Finance, MSN and The Balance. She spends her free time exploring different cities across the globe or enjoy some downtime with her two cats and one dog.

Expertise

  • Taxes

  • Student loans

  • Credit cards

  • Debt

  • Banking

  • Mortgages

  • Insurance

Education

  • MA in English Literature and Professional Writing

  • University of Indianapolis

Blog posts by Courtney Johnston

3 min read

Does Having Multiple Credit Cards Affect Your Credit Score?

Multiple credit cards can help or hurt your score depending on how you use them.

4 min read

Can You Use a Debit Card to Build Credit?

Debit cards don’t build credit in Canada.

4 min read

How Often Do High Interest Savings Account Rates Change?

HISA rates are variable and can go up or down several times a year.

3 min read

How to Use a Credit Card to Build Credit

You build credit with a card by borrowing a little and always paying it back on time.

3 min read

What Is a Balanced Budget?

A balanced budget means spending equal to or less than your income over a set period.

4 min read

What Is a Bank Statement & How to Read Them

A bank statement shows your account balance and transaction history.