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Understand the functionality and benefits of a chequing account with KOHO's informative overview and make informed decisions about your banking needs

Your credit history reflects your past financial behavior. It looks at factors like on-time bill payments, account use, and unpaid debts. This data is then translated into a three digit score, known as your credit score. And if your score is lower than you’d like, don’t worry. Repairing your credit history isn’t as daunting as it seems.

If you’re always spending more than you make or struggling to put money towards savings goals, budgeting may be the solution you need.

Opening a Canadian bank account should be straightforward.

Budgeting and financial forecasting may sound like the same thing, but they’re actually very different. Both are money tools companies use to help plot out the course of their business and stay on track financially.

Buying your first home can be overwhelming — especially if your credit is less than perfect. Even if you have the finances to afford a down payment and mortgage, if your credit score is too low, lenders are more likely to consider you a risky borrower and turn your home loan down.