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About the author

Courtney Johnston

Courtney is a professional writer, editor and financial literacy enthusiast. You can find her writing on CNET, Investopedia, The Motley Fool, Yahoo Finance, MSN and The Balance. She spends her free time exploring different cities across the globe or enjoy some downtime with her two cats and one dog.

Expertise

  • Taxes

  • Student loans

  • Credit cards

  • Debt

  • Banking

  • Mortgages

  • Insurance

Education

  • MA in English Literature and Professional Writing

  • University of Indianapolis

Blog posts by Courtney Johnston

3 min read

Does Having Multiple Credit Cards Affect Your Credit Score?

Multiple credit cards can help or hurt your score depending on how you use them.

4 min read

Can You Use a Debit Card to Build Credit?

Debit cards don’t build credit in Canada.

3 min read

Can You Deposit Cash at an ATM?

In some cases you can deposit cash at an ATM, but you might have to find more creative ways to transfer your cash into an online bank account.

4 min read

What Credit Score Do You Need to Buy a House in Canada?

There’s no single magic number.

4 min read

Does Financing a Phone Build Credit?

Phone financing might help your credit, but only when it’s reported and paid on time.

4 min read

How Often Do High Interest Savings Account Rates Change?

HISA rates are variable and can go up or down several times a year.