Go further with a prepaid travel card

From local trips to global adventures—shop smart with a KOHO Mastercard for instant cash back and other rewards while you travel.

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Travel Prepaid Credit Card
Get Extra Cash Back

Get instant cash back

Get Extra Cash Back

Forget confusing travel points you never end up using—get cash instead.

Depending on your plan, get up to 2% cash back on groceries, transportation, and eating out - even when abroad!
Extra cash back with our brand partners
Travel With Support & Security

Connected and protected

Peace of mind is invaluable when travelling. Luckily, with KOHO you get:

Mastercard's Zero Liability Policy
Lock your card anytime in app
A 24/7 support team at your fingertips
Low to zero FX fees
Plus, 1 free international ATM withdraw per month with KOHO Extra or Everything
Travel With Support & Security

Budgeting has never been easier

The KOHO app makes it super easy to budget for your next trip.

In-app, hit Savings, then the + icon located next to Your Savings goals
Set your travel goal by giving it a name, target amount, and target date.
Contribute what you can today and the app will do the rest of the work for you by automatically contributing a set amount on a daily, weekly, or monthly basis (you get to choose!).
Budgeting Made Easy

Cash back partners

Get even more cash back when you shop with our brand partners.

Altitude Sports Reward Partner

Need a reason to go prepaid for your next trip? Here’s six.


The KOHO Mastercard is a great way to shop while travelling. With low or no FX fees, cash back on your purchase, Mastercard's Zero Liability Policy, 24/7 support, and the option to lock and unlock your physical or virtual card, right at your fingertips, you can have peace of mind while you’re on the move. And you can use either your physical or virtual card as a travel Mastercard.
Compared to most credit cards that charge anywhere from 2-3% in foreign transaction (FX) fees, you’ll only be charged 1.5% on non-Canadian transactions with your KOHO card. You can avoid these charges by signing up for the Extra or Everything plan for no FX fees on non-Canadian transactions. That means, in addition to earning 2% cash back on things like dining out, or picking up some groceries in the local corner store, you can also save more on FX fees while travelling.
We may be biased, but we believe using a prepaid Mastercard is the best way to spend while travelling. Not only is our prepaid Mastercard accepted around the globe wherever Mastercard is accepted, it also comes with Mastercard’s Zero Liability Policy so you can have peace of mind knowing that you’re protected from unauthorized use of your card or account information (even when you’re travelling!). If you do think your card has been compromised, this should help.
If you value convenience and safety while travelling, a prepaid card is a great option. You won’t have to worry about losing cash or someone stealing your identity while out and about! Our KOHO prepaid travel Mastercard is accepted around the world, wherever Mastercard is accepted.
You can quickly lock and unlock both your Virtual and physical cards in-app by clicking on the card image on the Spend screen > Lock card. While your physical card is locked, you can still add and use your virtual card through mobile wallets like ApplePay, GooglePay, and Samsung Pay. If you don’t find your physical card, tap on Request a New Card instead.


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The KOHO Mastercard® Prepaid card is issued by KOHO Financial Inc. pursuant to license by Mastercard International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

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