Blog posts by KOHO

5 min read

How to Negotiate a Lower Interest Rate on Your Credit Card

Call your card issuer and ask for a lower rate.

4 min read

When Do Credit Card Companies Report to Credit Bureaus?

Most credit cards report about once per month.

5 min read

Can You Buy a Car With a Credit Card?

Yes, but most dealers only accept a credit card for a deposit or a small portion.

5 min read

How Long Does a Pending Transaction Take?

Most pending transactions clear in a few days, but some holds can take longer.

4 min read

Why Is My Credit Card Being Declined?

Credit cards are usually declined for low funds, fraud checks, or wrong details.

5 min read

How to Open a Savings Account

Opening a savings account doesn’t have to be complicated.