Blog posts by KOHO

5 min read
How to Negotiate a Lower Interest Rate on Your Credit Card
Call your card issuer and ask for a lower rate.

4 min read
When Do Credit Card Companies Report to Credit Bureaus?
Most credit cards report about once per month.

5 min read
Can You Buy a Car With a Credit Card?
Yes, but most dealers only accept a credit card for a deposit or a small portion.

5 min read
How Long Does a Pending Transaction Take?
Most pending transactions clear in a few days, but some holds can take longer.

4 min read
Why Is My Credit Card Being Declined?
Credit cards are usually declined for low funds, fraud checks, or wrong details.
