Find the best plan for you

Wherever you’re at in life, make a KOHO plan make sense for you.

Not sure which one is right for you? Take our quiz to find out.

At the end of the quiz, you'll be ready to spend, save, build credit and borrow.

KOHO card at restaurant
Shopping bag
Personalised recommendations
Piggy bank
Find the best value
Slash circle
No guesswork
Calendar
Easy upgrading
Relaxed KOHO user

Take the guesswork out of choosing a KOHO plan

Choosing the best plan can feel overwhelming. So many features, interest rates, cash back options and monthly fees to consider. How do you know which one is best for you?

We built a quiz to take away the guesswork. Let us know what’s important to you and we’ll show you the plan that’s right for you.

Whether you're new to KOHO or looking to upgrade your existing plan, the quiz helps you feel confident that you’re choosing the best plan for your money goals.

How the quiz works

  • Tell us about your money goals
  • We’ll show you the plan that suits your goals
  • Choose a plan or upgrade your current one
  • Start managing and growing your money with KOHO!
KOHO users

What our members say

Testimonial Image 1
Dealing with KOHO has been so easy and so seamless. I’m shocked. The big banks don’t make handling my finances as smooth and as quick as KOHO does. And the perks! I appreciate them so much. - Angie
Testimonial Image 2
Love KOHO. I love how they categorize your spending, groceries, entertainment etc. Building credit, easy to save with round ups or setting an amount to save each month. I wish all my banking was this easy to use and navigate. - Kitty
Testimonial Image 3
I use KOHO for my day to day banking, no fees deposits are always early from work & government! I will never go back to a regular big bank. I appreciate the ease of banking I now have! Highly recommend - Steph
Testimonial Image 1
Dealing with KOHO has been so easy and so seamless. I’m shocked. The big banks don’t make handling my finances as smooth and as quick as KOHO does. And the perks! I appreciate them so much. - Angie
Testimonial Image 2
Love KOHO. I love how they categorize your spending, groceries, entertainment etc. Building credit, easy to save with round ups or setting an amount to save each month. I wish all my banking was this easy to use and navigate. - Kitty
Testimonial Image 3
I use KOHO for my day to day banking, no fees deposits are always early from work & government! I will never go back to a regular big bank. I appreciate the ease of banking I now have! Highly recommend - Steph
Testimonial Image 1
Dealing with KOHO has been so easy and so seamless. I’m shocked. The big banks don’t make handling my finances as smooth and as quick as KOHO does. And the perks! I appreciate them so much. - Angie
Testimonial Image 2
Love KOHO. I love how they categorize your spending, groceries, entertainment etc. Building credit, easy to save with round ups or setting an amount to save each month. I wish all my banking was this easy to use and navigate. - Kitty
Testimonial Image 3
I use KOHO for my day to day banking, no fees deposits are always early from work & government! I will never go back to a regular big bank. I appreciate the ease of banking I now have! Highly recommend - Steph
Testimonial Image 1
Dealing with KOHO has been so easy and so seamless. I’m shocked. The big banks don’t make handling my finances as smooth and as quick as KOHO does. And the perks! I appreciate them so much. - Angie
Testimonial Image 2
Love KOHO. I love how they categorize your spending, groceries, entertainment etc. Building credit, easy to save with round ups or setting an amount to save each month. I wish all my banking was this easy to use and navigate. - Kitty
Testimonial Image 3
I use KOHO for my day to day banking, no fees deposits are always early from work & government! I will never go back to a regular big bank. I appreciate the ease of banking I now have! Highly recommend - Steph

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