Banking is complex and robotic. We make it simple and human.
Your money, managed your way
- Our reloadable card works like a debit card but is accepted anywhere Visa is
- Get balance updates after each purchase
- Take control of your spending with category insights
- See how you are tracking each day, week, month
Savings made easy
- Stash away your spare change with RoundUps
- Reach your goals faster with automated savings
- Get access to free financial coaching
- Earn 0.5% cashback with PowerUps
An account which truly has no hidden fees
Your money is safe with us
- Lock your card anytime in app
- Friendly support at your fingertips
- A separate virtual card for your online shopping
- A federally regulated and CDIC insured bank holds your funds
Still got questions?
You can get your paycheck deposited directly into your KOHO account, or periodically put money into your account. Since you can’t spend more than what’s in your account, KOHO helps you spend smarter, save more, and avoid credit card interest!
Your KOHO card is also covered under Visa’s Zero Liability policy. This means that you're fully protected from unauthorized use of your card or account information.
The KOHO app helps you manage your money by giving you real-time insights into your spend. There are also savings features that help you to stash away savings without realizing it.
Join the 100,000 Canadians that use and love KOHO
Download the app to sign up for a free Personal or Joint account (or both!) in minutes.