Apps That Make You Money in Canada

There are several types of apps that can help you make money in Canada. Some pay you for completing work, delivering services or selling products.

Others offer surveys, research opportunities or cash back. How much you can earn depends on the type of app, the amount of work available and how much time you put into it.

KOHO High Interest Savings

It is a prepaid Mastercard, so you spend your own money while still earning high interest.

With KOHO High Interest Savings, you can:

• Grow your savings up to 3.5% interest
• Earn a 2% cash back rate on groceries, eating, drinking, and transportation and 0.5% cash back on everything else
• Unlimited transactions and free e-transfers
• No minimum balance required, ever

1. Freelance Apps

Freelance apps connect people who have skills with businesses or individuals who need work completed.

You could offer services such as:

• Writing
• Graphic design
• Video editing
• Web development
• Translation
• Bookkeeping
• Social media management
• Virtual assistance

Freelancing can have more earning potential than many simple money-making apps because you set a price for a specific skill.

The more specialized your skill becomes, the more you may be able to charge.

2. Gig Work Apps

Gig apps let you earn money by completing individual jobs rather than working a traditional scheduled position.

Work might include:

• Food delivery
• Grocery delivery
• Driving
• Moving help
• Cleaning
• Handyman services
• Pet care
• Other local tasks

Your earnings depend on demand, location, hours worked and expenses.

Remember to account for costs such as gas, vehicle maintenance and insurance before deciding how much you are actually making.

3. Survey Apps

Survey apps pay users to answer questions about products, brands and consumer behaviour.

You might complete:

• Short questionnaires
• Product feedback
• Market research
• Opinion studies
• Consumer panels

Surveys are easy to do from your phone, but they usually provide relatively small amounts of money.

They are better suited to occasional extra cash than replacing regular employment.

4. Paid Research Apps

Research studies can pay more than basic surveys.

Researchers and businesses may look for participants to:

• Test a product
• Join an interview
• Participate in a focus group
• Review a website
• Discuss purchasing habits
• Complete a longer study

Some opportunities can be completed entirely online.

You usually need to meet specific demographic or eligibility requirements before participating.

5. Cashback Apps

Cashback apps give you back a portion of money you were already planning to spend.

Depending on the service, you might earn cash back by:

• Shopping through an app
• Purchasing from participating retailers
• Uploading receipts
• Activating offers
• Using a linked payment card

Cash back is not the same as earning employment income.

It is better viewed as a way to reduce the cost of purchases you were already going to make.

Avoid buying something you do not need simply to earn cash back.

6. Reselling Apps

Selling things you already own can be one of the fastest ways to make extra money.

You could sell:

• Clothing
• Electronics
• Furniture
• Collectibles
• Shoes
• Tools
• Sports equipment
• Video games
• Appliances

Start with items around your home that you no longer use.

If you begin buying products specifically to resell for profit, you may effectively be operating a business rather than simply selling occasional personal belongings.

7. Online Marketplace Apps

You can also use marketplace apps to build a small business.

Products might include:

• Handmade goods
• Artwork
• Jewellery
• Clothing
• Digital products
• Home décor
• Collectibles

Before selling, calculate your actual profit.

Consider:

• Product costs
• Platform fees
• Payment processing
• Packaging
• Shipping
• Advertising
• Returns

Revenue is not the same as profit.

8. Tutoring Apps

If you are knowledgeable in a subject, you can earn money tutoring students online.

Common subjects include:

• Math
• English
• French
• Science
• Coding
• Music
• Test preparation

Tutoring can provide stronger hourly earnings than surveys or simple gig tasks because people are paying for your knowledge.

Your qualifications and experience can affect how much you are able to charge.

9. Language Teaching Apps

Speaking more than one language can create another online earning opportunity.

You may be able to teach:

• English
• French
• Spanish
• Mandarin
• Other languages

Lessons can happen through video calls.

Some platforms provide the students for you. Others allow you to build your own client base.

10. User Testing Apps

Companies pay people to test websites and apps before or after they launch.

You might be asked to:

1. Open a website.
2. Complete a specific task.
3. Record your screen.
4. Explain what you are thinking.
5. Answer questions about the experience.

Businesses use this feedback to identify confusing parts of their websites or products.

Individual testing opportunities can be inconsistent, so it is usually better as supplemental income.

11. Pet Care Apps

Pet owners may use apps to find people for:

• Dog walking
• Pet sitting
• Drop-in visits
• Overnight care

This can be useful if you enjoy working with animals and have spare time.

Your earning potential may depend heavily on where you live and how many customers you can build.

12. Task and Service Apps

You can make money completing tasks for people in your area.

Services could include:

• Furniture assembly
• Cleaning
• Yard work
• Moving help
• Mounting televisions
• Minor home repairs
• Organizing

People with specialized skills may be able to charge more than someone completing basic tasks.

13. Content Creation Apps

Social media platforms can eventually become a source of income if you build an audience.

Creators may earn through:

• Advertising
• Sponsorships
• Affiliate marketing
• Brand partnerships
• Subscriptions
• Digital products
• Their own businesses

This is rarely fast money.

Building an audience can take months or years. Income can also fluctuate considerably.

14. Affiliate Marketing Apps

Affiliate marketing allows you to earn a commission when someone buys something through your referral.

You might promote products through:

• Social media
• Videos
• Blogs
• Newsletters
• Websites

Affiliate marketing generally works best when you already have an audience or steady website traffic.

Do not promote poor products simply because they pay a higher commission.

15. Photography and Creative Apps

Photographers, designers and artists can sell or license their work online.

You might sell:

• Stock photos
• Illustrations
• Templates
• Videos
• Graphics
• Presets
• Digital artwork

One piece of digital content may potentially generate multiple sales.

However, competition can be high.

16. Digital Product Apps

Digital products can be attractive because you do not need physical inventory.

You might create:

• Budget templates
• Planners
• Resume templates
• E-books
• Study guides
• Spreadsheets
• Printable artwork
• Online courses

You create the product once and can potentially sell it repeatedly.

The challenge is usually finding customers.

17. Remote Work Apps

Job-search apps can also help you find remote employment.

Remote positions may include:

• Customer support
• Administration
• Marketing
• Sales
• Accounting
• Software development
• Data analysis
• Project management

A remote job can provide more reliable income than gig work because you may receive regular hours and a consistent paycheque.

Which Apps Make the Most Money?

Apps that let you sell a valuable skill generally offer more earning potential than apps that pay for simple activities.

For example, freelance work, tutoring and professional services can potentially generate considerably more income than surveys.

A useful way to think about money-making apps is:

Higher earning potential usually requires more skill, effort or responsibility.

What Are the Easiest Apps to Make Money?

The easiest options to start are usually those that do not require specialized experience.

These may include:

• Surveys
• User testing
• Selling unused belongings
• Cashback programs
• Simple gig work
• Local tasks

Easy does not necessarily mean profitable.

A service that takes very little effort may only pay a small amount.

How Can You Make $100 Quickly?

If you need to generate $100, selling something you already own may be faster than trying to complete dozens of surveys.

You could also:

• Complete a freelance project
• Do several hours of gig work
• Offer a local service
• Tutor someone
• Complete paid research

Focus on opportunities where someone is paying you for a valuable product, skill or service.

Can You Really Make Money From Apps?

Yes.

However, there is a major difference between making an extra $20 and building a meaningful source of income.

Apps can generally fall into three groups:

• Small extra earnings
• Part-time side income
• Full freelance or business income

Decide which one you are trying to achieve before choosing how much time to invest.

Do You Have to Pay Taxes on Money You Make From Apps?

Income earned through digital platforms may be taxable in Canada.

This can include money earned through gig work, freelance platforms, social media and selling goods or services as a business. The CRA says income earned through platform-economy activities is subject to tax.

Keep records of:

• Payments received
• Platform fees
• Business expenses
• Mileage
• Supplies
• Receipts
• Invoices

The tax treatment depends on what you are doing and whether the activity is considered a business.

How Can You Avoid Money-Making App Scams?

Be cautious when an app or online opportunity promises unusually large amounts of money for almost no work.

Warning signs include:

• Paying money before you can start working
• Guaranteed high income
• Being asked to deposit a cheque and send part of it elsewhere
• Requests for cryptocurrency payments
• Requests for your banking password
• Jobs that mainly involve recruiting other people
• Pressure to act immediately

Research the company before providing personal or financial information.

A legitimate opportunity should clearly explain how you earn money and how you get paid.

What Are the Best Apps That Make You Money in Canada?

There is no single type of app that is best for everyone.

If you want occasional extra money, surveys, user testing, cash back and selling unused items can be easy places to start.

If you want more meaningful side income, freelancing, tutoring, local services and gig work may offer greater earning potential.

If you want to build something longer term, ecommerce, content creation and digital products may have more room to grow.

The best approach is to choose something that matches a skill or resource you already have. Start small and track how much you actually earn for the time you spend.