Get a cash advance up to $250
If you need an instant $100 cash advance in Canada, KOHO Cover may be an option if you are eligible for at least $100 of Cover. KOHO offers cash advances of up to $250.
There is no interest and no credit check. Once you subscribe, your selected amount is immediately added to your available balance.
KOHO Cash Advance
KOHO Cover is not a traditional payday loan. It is a cash advance designed for Canadians who need a smaller amount of money to cover short term expenses.
With KOHO Cash Advance, you can:
Get up to $250 as an instant cash advance (amount depends on eligibility)
Pay no interest on the advance
Avoid a credit check
Repay automatically once you add money or get paid
You subscribe to the Cover bundle for a low monthly fee, and in return you get the advance feature plus extras like a credit report, financial coaching, and priority support.
Can You Get a $100 Cash Advance Instantly?
Yes, depending on your eligibility.
Once you subscribe, your selected amount is added to your available Cover balance right away.
Do You Need a Credit Check for a $100 Cash Advance?
KOHO does not perform a credit check when determining your eligibility for Cover.
Your available cash advance amount is based on factors such as your account activity and repayment history.
Does a $100 Cash Advance Charge Interest?
KOHO Cover does not charge interest on the amount you use.
You do need to subscribe to a Cover bundle. The subscription has a monthly fee.
There are also no late fees or penalties on Cover. An unpaid balance may affect your ability to use Cover again.
What Can You Use a $100 Cash Advance For?
KOHO Cover can be used for everyday expenses such as:
Groceries
Transportation
Bills
Recurring payments
Emergency purchases
ATM withdrawals
How Do You Repay the Cash Advance?
Repayment happens automatically when money is added to your KOHO account.
Your outstanding Cover balance is replenished first. Any money remaining after that becomes part of your Spendable balance.
This can include money added through direct deposit or e-Transfer.
Can Everyone Get an Instant $100 Cash Advance?
No. A $100 advance is not guaranteed.
Your Cover limit is determined automatically. It can increase or decrease over time based on your account activity and overall eligibility.
If you qualify for at least $100 of Cover, the amount can provide a way to handle a smaller expense without paying interest or going through a credit check.

About the author
Quan works as a Junior SEO Specialist, helping websites grow through organic search. He loves the world of finance and investing. When he’s not working, he stays active at the gym, trains Muay Thai, plays soccer, and goes swimming.
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