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What Credit Cards Does No Frills Accept?

September 21st, 2026 [Updated September 22nd, 2026]
Grace Guo

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Grace Guo

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No Frills accepts Visa and Mastercard credit cards in Canada. This includes PC Financial Mastercard cards and other Visa or Mastercard products.

American Express is not currently accepted at No Frills.

KOHO Prepaid Mastercard

KOHO Prepaid Mastercard is a credit card alternative that lets you spend money you already have.

With KOHO Prepaid Mastercard, you can:

  • Get instant approval with no credit check
  • Spend only the money you load onto your account
  • Pay no interest on your purchases
  • Earn up to 2% cash back
  • Use your card for in-store purchases, online shopping, and recurring payments

Does No Frills Accept Visa?

Yes.

No Frills accepts Visa credit cards. The chain previously had more restrictive card acceptance, but Visa is now accepted alongside Mastercard.

This means you can use a standard Visa credit card to pay for your groceries at No Frills.

Does No Frills Accept Mastercard?

Yes.

No Frills accepts Mastercard credit cards, including PC Financial Mastercard products.

Mastercard has historically been widely accepted across No Frills locations and remains one of the main card networks you can use.

Does No Frills Accept American Express?

No.

No Frills does not currently accept American Express credit cards. No Frills' own payment help section specifically addresses its lack of American Express acceptance.

If your primary card is an American Express card, bring a Visa, Mastercard, debit card or another supported payment method when shopping at No Frills.

Can You Use a Prepaid Mastercard at No Frills?

Generally, yes.

A prepaid Mastercard uses the Mastercard payment network, so it can normally be used wherever Mastercard is accepted, provided the card has enough money available and there are no restrictions on the account.

Can You Use Visa Debit at No Frills?

Visa Debit is supported for certain No Frills online and PC Express transactions.

No Frills currently lists Visa Debit as an accepted payment method for PC Express Pass payments.

In-store debit transactions may also be processed through Interac depending on your card.

What Credit Cards Does No Frills Accept Online?

For PC Express-related payments, No Frills currently lists:

  • Mastercard
  • PC Financial Mastercard
  • PC Money Account
  • Visa
  • Visa Debit

American Express and Mastercard Debit are not currently accepted for PC Express Pass payments.

Can You Use Apple Pay or Google Pay at No Frills?

If a No Frills payment terminal supports contactless payments, you may be able to use a supported Visa or Mastercard through a digital wallet such as Apple Pay or Google Pay.

The underlying card still needs to be a payment network accepted by the store.

For example, adding an American Express card to Apple Pay does not necessarily make it usable at a merchant that does not accept American Express.

Can You Pay With PC Optimum Points?

PC Optimum points can be redeemed toward eligible purchases at participating No Frills locations.

This is different from using a credit card. You scan your PC Optimum account and redeem eligible points against your purchase.

President's Choice gift cards can also be used for most eligible in-store purchases at No Frills.

What Is the Best Type of Card to Use at No Frills?

Visa and Mastercard are your main credit card options.

If you regularly shop at No Frills, consider a card that provides:

  • Grocery rewards
  • Cash back on grocery purchases
  • No or low annual fees
  • Rewards you will actually use

The most important thing is to make sure the card runs on an accepted network.

Note: KOHO product information and/or features may have been updated since this blog post was published. Please refer to our KOHO Plans page for our most up to date account information!

About the author

Grace is a communications expert with a passion for storytelling. This hobby eventually turned into a career in various roles for banks, marketing agencies, and start-ups. With expertise in the finance industry, Grace has written extensively for many financial services and fintech companies.

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