The no-brainer cash back account
It's time to step up your cash back game with Premium. Start getting 2% cash back for buying the daily essentials, like almond milk, your Thai takeout, and bus fare!
$9 monthly / $84 annual
Start 30 day free trial
Earn 2% instant cash back on the 3 categories your wallet cares about
Get 0.5% cash back on everything else.
Groceries
Whether it's your local fruit vendor or the big supermarkets, you'll be earning 2% cash back on all of your grocery spend. Eat up!
Eating & drinking
Get 2% cash back on all your restaurant receipts. And yes, takeout and delivery count too. Bon appétit!
Transportation
From your late-night Ubers, to your spend at gas stations and transit. Earn 2% on it all.
Including
A new look
Get a snappy new vertical Premium card! Accepted everywhere Mastercard® is.
No FX fees
You know that 2-3% you’re usually charged when you spend outside of Canada? We’ve waived it!
Priority user support
No more waiting — skip the line whenever you need help from our agents.
Financial coaching on demand
You've got questions, and our in-house financial coach has the answers. Just for you.
One free international ATM withdrawal per month
Get one free withdrawal at ATMs outside Canada each month. (International ATM fees are usually at least $2-3 a pop.)
Questions?
The KOHO Premium card is a plastic card with its own cool design. A lush blue with a touch of diamond, you’ll feel a little luxe every time you tap it.
KOHO Premium gives you 2% cash back every time you spend money on groceries, food and drink, or transportation (in addition to 0.5% on everything else!).