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Going abroad? Travel with KOHO

October 30th, 2026
Talia Levitt

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Talia Levitt

People on the beach, next to a city and mountains.

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Vacation, family visits, work trips. We love them, but they can be a lot.

There’s so much to think about before you travel.

Will you be charged crazy transaction fees? How will you get internet on-the-go? It can get in the way of planning an exciting trip!

Well, travel just got easier.

We’ve added more travel perks to our plans. So when you go abroad, do it with KOHO–all in one place.

Book your flights and a place to stay and earn up to 4% cash back on travel partners like Expedia, Booking.com and Agoda. And activate an eSIM so you can message and get around when you arrive.

And…Relax.

But do I need a travel credit card as well?

No need for a separate travel credit card. When you go abroad, KOHO is your everyday Mastercard with all the travel perks.

Everything plan members already have travel perks included: no foreign transaction fees and a free international ATM withdrawal each month. Now members get an eSIM with up to 3GB of monthly data too.

Let’s dive deeper into our travel perks!

So what is a foreign transaction fee?

When you’re abroad, it can be hard to know how much you’ll be charged when you spend. That’s often because of those sneaky foreign transaction fees.

They’re a charge from banks or credit card issuers when you buy something in a store or online in another country. It feels unfair. So how can you avoid them?

Good news! You won’t be charged foreign transaction fees when you use a KOHO card abroad. Or, if you want to pay with cash, you also get a free monthly international ATM withdrawal.

What is an eSIM?

And when you get to your destination, you need your phone to do, well, everything. Right? Messaging, directions, transport and more. It’s your travel buddy.

But if you use your regular SIM abroad you’ll get a big bill at the end of the month–with traditional roaming fees from $12 to $16 each day!

That’s where an eSIM comes in. It’s an affordable alternative to sneaky roaming fees, potentially saving you hundreds of dollars when you travel.

It’s a digital SIM for international travel. So no wasting precious trip time buying a new SIM when you arrive in a new country. Simply install it before you go and connect to a local network when you reach your destination.

Extra and Everything plan members get a KOHO eSIM, provided by Airalo, included. Plus up to 3GB of monthly data!

Why choose an eSIM over a traditional one?

Frequent traveller to the USA? Vacations in Mexico? Visiting family in Japan, India or Europe?

Wherever you travel, you can have a few different eSIMs on your phone at once, and switch between them whenever you need.

Why people love eSIMs

1. Convenience

Since the eSIM is embedded in your phone, you don't need to insert a physical card one. So no more store visits or waiting for a physical card to arrive in the mail.

And activation is easy. Simply scan a QR code or use our app to download the carrier’s plan.

2. Seamless switching between carriers

With an eSIM, you can switch carriers without physically changing SIM cards. This is especially useful if you're travelling and want to take advantage of a better local plan.

3. Affordable

You can easily buy and activate a local carrier plan using an eSIM, so you avoid expensive roaming charges from your home carrier.

Travel with KOHO

So, thinking of going abroad? KOHO makes it easy.

Here’s a quick reminder of what you get:

  • No foreign transaction fees
  • Free monthly international ATM withdrawal
  • Cash back on travel partners like Expedia, Booking.com and Agoda
  • An eSIM with up to 3GB of monthly data

Get all the perks of a travel prepaid credit card plus more, with your everyday KOHO Mastercard account.