About the author

Alyssa Leonard

Alyssa is a seasoned content writer with experience in the finance and insurance industries, known for producing high-quality, engaging, and informative content. Her expertise in these sectors allows her to deliver insights that resonate with both industry professionals and the general public.

Blog posts by Alyssa Leonard

3 min read

Line of Credit Pros and Cons

Understand the pros and cons of a line of credit with KOHO. Evaluate the benefits and risks to make the best financial decision for your circumstances.

3 min read

How is Interest Calculated on a Line of Credit?

A line of credit is a type of credit account that allows you to borrow money up to a predetermined limit without needing to use the funds for a specific purpose. The main advantage of a line of credit over other types of loans is its flexibility.

5 min read

Best Apps That Let You Borrow Money

Borrowing money in Canada has never been easier, thanks to technology. Gone are the days of waiting weeks for loan approval or scheduling meetings with your bank. Now, you can access funds almost instantly, right from wherever you are.

9 min read

Do You Need a Credit Card in Canada?

Credit cards can be both a blessing and a curse. On the plus side, they provide a convenient way to buy what you need while offering protection that cash doesn’t.

5 min read

What is the 30-Day Saving Rule?

Discover the 30-day saving rule and how it can help you manage your finances.

4 min read

Can You Live Without a Credit Card?

In fact, according to a 2024 Canadian Consumer Credit Card Report by Nerdwallet, about 69% of Canadian adults used credit cards for essential purchases over the past year