About the author

Nick Saraev

Nick is a freelance writer and entrepreneur with a particular interest in business finance. He's been featured in publications like Popular Mechanics and Apple News

Expertise

Credit cards
Credit scores
Loans
Business finance

Education

Bachelor's Degree in Behavioral Neuroscience
Simon Fraser University

Blog posts by Nick Saraev

4 min read

How Much Do Banks Charge for Currency Exchange?

Banks make money on currency exchange through hidden rate markups and extra fees.

3 min read

Can You Use A Credit Card At An ATM?

Learn how you could use a credit card at an ATM.

3 min read

What Is A Transaction Fee And How Does It Work?

Learn the ins and outs of transaction fees, ensuring transparency in every financial move. Join KOHO for straightforward transactions.

4 min read

How Much Money Should I Have Saved By 25?

Start building wealth early. Discover the recommended savings benchmark by the age of 25. Lay the groundwork for a secure and prosperous financial future.

5 min read

Can I Use My Debit Card In Another Country?

Understanding how your credit union or bank's visa debit card works in a foreign country is crucial.

4 min read

How To Manage Your Bank Account

Master the art of bank account management with KOHO's comprehensive guide. Streamline your finances, track transactions, and optimize your money management.