About the author
Nick is a freelance writer and entrepreneur with a particular interest in business finance. He's been featured in publications like Popular Mechanics and Apple News
Expertise
Credit cards
Credit scores
Loans
Business finance
Education
Bachelor's Degree in Behavioral Neuroscience
Simon Fraser University
Blog posts by Nick Saraev
5 min read
What to Buy With a Credit Card to Build Credit
It’s not what you buy, it’s how you pay it back.
4 min read
How to Build Credit Without Going Into Debt
Pay on time and in full, and keep your credit usage low.
4 min read
How Much Do Banks Charge for Currency Exchange?
Banks make money on currency exchange through hidden rate markups and extra fees.
3 min read
What Is A Transaction Fee And How Does It Work?
Learn the ins and outs of transaction fees, ensuring transparency in every financial move. Join KOHO for straightforward transactions.