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Leading Virtual Prepaid Cards for International Use

July 24th, 2026 [Updated July 28th, 2026]
Quan Vu

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Quan Vu

Leading Virtual Prepaid Cards for International Use

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Instant Approval, Secure, Convenient

A leading virtual prepaid card for international use should be widely accepted, easy to manage from your phone and transparent about foreign transaction fees.

The KOHO Virtual Card can be used for international online purchases wherever prepaid Mastercard is accepted. You can also add it to Apple Pay, Google Pay or Samsung Pay for contactless payments while travelling.

KOHO Virtual Card: Best Pick

With the KOHO Virtual Card, you can:

  • Open an account and get your card instantly

  • Earn 3.5% interest on your entire balance

  • Earn up to 6.5% cash back on select merchants

  • Lock and unlock your card instantly in the app

Can You Use a Virtual Card While Travelling?

You can use your KOHO Virtual Card to:

  • Book flights and accommodations online

  • Pay international merchants

  • Manage travel subscriptions

  • Make in-app purchases

  • Pay at contactless terminals using a digital wallet

A virtual card cannot be used to withdraw cash from an ATM.

What Should You Look for in an International Virtual Card?

Before choosing a virtual prepaid card, check:

  • Where the card network is accepted

  • Foreign transaction fees

  • Currency conversion rates

  • In-app card-locking controls

  • Digital wallet compatibility

  • International customer support

  • ATM access when travelling

Also check whether the merchant accepts prepaid cards. Some hotels, rental car companies and other businesses may require a physical card or place a temporary authorization hold on your balance.

Is a Virtual Prepaid Card Good for International Use?

A virtual prepaid card can be useful for international shopping and travel because you spend only the money loaded into your account.

This can help you control your budget without borrowing or paying interest.

Note: KOHO product information and/or features may have been updated since this blog post was published. Please refer to our KOHO Plans page for our most up to date account information!

About the author

Quan works as a Junior SEO Specialist, helping websites grow through organic search. He loves the world of finance and investing. When he’s not working, he stays active at the gym, trains Muay Thai, plays soccer, and goes swimming.

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