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5 Ways to start building your credit score
Rounding it up
Trying to build your credit score? Start by applying for a credit card geared towards those with little or no credit — and use it responsibly.
Alternatively, sign up for a secured credit card, which is designed to help establish or rebuild credit, as long as you put down a security deposit.
You should also choose a mobile phone plan that reports credit, and always pay the bills on time.
If you can, get a cosigner or enter a joint credit account so you can borrow someone else’s credit standing to build your own. Just make sure you trust this person!
Lastly, open a bank account and establish trust with the bank so they’re more inclined to give you a line of credit or credit card.
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