Back to learn
How long does it take my credit score to change?
Rounding it up
If you’ve ever done a credit score check, you’ve probably noticed that it changes quite frequently. In fact, it takes 30-90 days for your score to change.
Your credit score is affected by various factors, like your credit card balance, debt, and more.
Unfortunately, it takes longer to rebuild your credit, so start as soon as you can by paying off your credit card and loan debt.
It also helps to use a prepaid credit card, so you don’t spend beyond your means and can work on your savings.
Gaby Pilson
Gaby Pilson is a writer, educator, travel guide, and lover of all things personal finance. She’s passionate about helping people feel empowered to take control of their financial lives by making investing, budgeting, and money-saving resources accessible to everyone.
Recent Articles
Upcoming trip? Here's why you should use a prepaid Visa card for travel purchases
Do I need renter's insurance in Canada?
How much should Canadians save for retirement?
What is value added tax? Is there VAT in Canada?
Is it more expensive to live in Canada or the US?
Should I keep accounts at multiple banks?
Related articles
Can a non-resident get a credit card in Canada?
5 mins
Dan BuchererNon-residents and newcomers can get a credit card in Canada. Make sure you know that’s what you want before signing the dotted line!
Can a non-resident get a credit card in Canada?
5 mins
Dan Bucherer
Non-residents and newcomers can get a credit card in Canada. Make sure you know that’s what you want before signing the dotted line!
#credit
#credit card
#newcomer
#immigration
What credit score do new Canadians start with?
8 mins
Jennifer WekslerMoving to Canada? Here are a few easy tips to help you establish and build credit from scratch.
What credit score do new Canadians start with?
8 mins
Jennifer Weksler
Moving to Canada? Here are a few easy tips to help you establish and build credit from scratch.
#newcomer
#credit
#credit history
#immigration
What should new Canadian residents look for in a credit card?
5 mins
Ryan SeveranceFinding the right credit card for you is never easy. Here’s what you should look for when signing up for your first Canadian credit card.
What should new Canadian residents look for in a credit card?
5 mins
Ryan Severance
Finding the right credit card for you is never easy. Here’s what you should look for when signing up for your first Canadian credit card.
#newcomer
#credit
#credit card
#immigration
Does your credit score matter for Canadian immigration?
6 mins
Ryan SeveranceCredit scores and the Canadian immigration process—what’s the deal? Read up on Canadian credit before making the move to the Great North.
Does your credit score matter for Canadian immigration?
6 mins
Ryan Severance
Credit scores and the Canadian immigration process—what’s the deal? Read up on Canadian credit before making the move to the Great North.
#newcomer
#credit
#credit score
#immigration
Should new Canadian residents get a debit or credit card?
9 mins
Gaby PilsonCredit and debit cards are powerful tools for new Canadian residents. Read on to find out which option is best for you.
Should new Canadian residents get a debit or credit card?
9 mins
Gaby Pilson
Credit and debit cards are powerful tools for new Canadian residents. Read on to find out which option is best for you.
#credit
#credit cards
#debit
#newcomer
What are the most common credit card perks?
8 mins
Ally StreelmanDon’t leave free money on the table—these credit card perks can mean extra change in your pocket in no time.
What are the most common credit card perks?
8 mins
Ally Streelman
Don’t leave free money on the table—these credit card perks can mean extra change in your pocket in no time.
#credit
#credit cards
#cash back
#points