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How long does it take my credit score to change?
Rounding it up
If you’ve ever done a credit score check, you’ve probably noticed that it changes quite frequently. In fact, it takes 30-90 days for your score to change.
Your credit score is affected by various factors, like your credit card balance, debt, and more.
Unfortunately, it takes longer to rebuild your credit, so start as soon as you can by paying off your credit card and loan debt.
It also helps to use a prepaid credit card, so you don’t spend beyond your means and can work on your savings.
Gaby Pilson
Gaby Pilson is a writer, educator, travel guide, and lover of all things personal finance. She’s passionate about helping people feel empowered to take control of their financial lives by making investing, budgeting, and money-saving resources accessible to everyone.
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